State reference

State lending rules

Consumer-lending rules are set at the state level. Each state page lists the usury cap, payday-lending position, licensing rules and the regulator to check — every figure with its publisher and a link to the primary source.

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50 states + DC
Primary sources
As-of dates shown

All states

AlabamaAL lending rules AlaskaAK lending rules ArizonaAZ lending rules ArkansasAR lending rules CaliforniaCA lending rules ColoradoCO lending rules ConnecticutCT lending rules DelawareDE lending rules District of ColumbiaDC lending rules FloridaFL lending rules GeorgiaGA lending rules HawaiiHI lending rules IdahoID lending rules IllinoisIL lending rules IndianaIN lending rules IowaIA lending rules KansasKS lending rules KentuckyKY lending rules LouisianaLA lending rules MaineME lending rules MarylandMD lending rules MassachusettsMA lending rules MichiganMI lending rules MinnesotaMN lending rules MississippiMS lending rules MissouriMO lending rules MontanaMT lending rules NebraskaNE lending rules NevadaNV lending rules New HampshireNH lending rules New JerseyNJ lending rules New MexicoNM lending rules New YorkNY lending rules North CarolinaNC lending rules North DakotaND lending rules OhioOH lending rules OklahomaOK lending rules OregonOR lending rules PennsylvaniaPA lending rules Rhode IslandRI lending rules South CarolinaSC lending rules South DakotaSD lending rules TennesseeTN lending rules TexasTX lending rules UtahUT lending rules VermontVT lending rules VirginiaVA lending rules WashingtonWA lending rules West VirginiaWV lending rules WisconsinWI lending rules WyomingWY lending rules

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State lending rules

All states

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